Restaurant Capital, Rewarded Dining

Restaurants get cash.
Diners get rewarded.

HouseTab gives Hong Kong restaurants debt-free capital in exchange for dining credits, then rewards diners who use them. No loans. No equity. Just a better deal for everyone.

17,600+ Restaurants in Hong Kong
1:428 Restaurant-to-resident ratio
20% Back on every meal
How It Works
01

Restaurant needs capital

Rent is due, renovations are planned, or cash flow is tight. HouseTab steps in with upfront funding, no bank required.

02

We buy their credits

HouseTab purchases dining credits at a discount. The restaurant gets cash immediately. No debt on their books, no equity given up.

03

Diners eat and save

Credits are sold to diners through the HouseTab app with bonus rewards. They discover great restaurants and save on every visit.

Two sides, one marketplace

Every great marketplace creates value on both sides. HouseTab turns restaurant balance sheets into diner experiences.

For Restaurants

Capital without the catch

  • Upfront cash, no monthly repayments
  • Keep 100% of your equity and ownership
  • New loyal, high-spending customers through the app
  • Only pay cost of goods when diners redeem
For Diners

Every meal, rewarded

  • 20% back in bonus credit on every visit
  • Discover curated restaurants across Hong Kong
  • Pre-loaded house accounts at your favorites
  • Support independent restaurants directly
Why Hong Kong

The densest dining city on earth needs a better deal

4-5x Times HK residents eat out per week
HK$150k Average monthly rent in prime F&B corridors
5-10% Typical restaurant profit margin
$0 Competitors doing this model in Asia

The capital restaurants deserve. The rewards diners want.

HouseTab is building the financial infrastructure for Hong Kong's restaurant industry, one credit at a time.